One platform instead of a patchwork of systems
SAMFCore gives your financial-services business one platform to run key parts of its operation, instead of relying on a patchwork of separate systems.
It covers the operational core that financial companies actually need — and it can be licensed perpetually, so the platform you depend on stays under your control.
This page goes deeper into the commercial model. For the six main reasons buyers choose SAMFCore, see Why SAMFCore on the homepage.
A patchwork of separate systems
One platform, one data set
Why Choose SAMFCore Over an Incumbent Vendor or a Stack of Separate Systems?
Six commercial differences shape the decision.
Perpetual Software Licensing
Stop paying an indefinite recurring SAMFCore software subscription merely to retain access to your core platform.
Full Source Code Available
Maintain and develop your licensed deployment with your internal team or appointed developers.
Progressive Cutover Migration Included
Included with Enterprise Global. Move from your existing platform in controlled stages instead of forcing a single all-at-once cutover.
Keep Control of Your Provider Relationships
SAMFCore is designed to integrate customer-selected banking, payment, card, KYC/KYB, AML, custody, liquidity and other providers.
No Transaction Revenue Share
Your transaction economics stay with your business. SAMFCore does not charge a software fee for each customer transaction and does not take a percentage of the transaction fees or transaction revenue you earn. As transaction volumes grow, this can make a substantial difference to long-term operating costs and retained revenue.
One Modular Platform
Onboarding, accounts, payments, cards, crypto, compliance, administration and integrations operate within one environment.
See how the packages compare, from the Annual Licence to Enterprise Global.
Compare Licence OptionsA Practical Path to Enterprise-Level Independence
Full licence price: €790,000
Enterprise Global is designed for organisations that want perpetual usage rights, global deployment flexibility, unlimited white-label brands for one legal entity and Full Source Code, under the EUR 790,000 Enterprise Global licence.
Why SAMFCore Wins for Businesses Seeking Long-Term Control and Profitability
SAMFCore combines banking, payments, cards and crypto functionality with a commercial model designed to let financial businesses scale without surrendering increasing portions of their revenue to their core software provider.
No Per-Transaction Fees. No Revenue Share. Across all SAMFCore licensing models.
No charge per end customer
Unlimited end customers within the licensed scope. Adding more customers does not add a per-end-user or per-customer SAMFCore software licence charge.
No Per-Transaction Fees
SAMFCore does not charge a software fee for each customer transaction. Your software licence cost does not increase merely because customers transact more.
No Transaction Revenue Share
SAMFCore does not take a percentage of the transaction fees or transaction revenue you earn. Your transaction economics stay with your business.
Combined with perpetual usage rights, optional full source code, customer-controlled deployment and published licence pricing, these advantages make SAMFCore a particularly attractive choice for businesses building a substantial, long-term financial-services operation.
No per-customer transaction software fees and no transaction revenue share apply across all SAMFCore licensing models. Third-party banking, payment, card, custody, infrastructure and other provider fees remain separate. Implementation and support are separately scoped.
What SAMFCore can cover
One platform for the operational building blocks of a financial-services business:
Accounts
Client accounts, balances and account activity managed in one place.
Payments
Payment and transfer workflows across the flows your business runs.
Cards
Card issuance and management alongside account activity.
Crypto
Digital-asset wallets and operations for a business and its customers.
Compliance
Customer verification, monitoring and case handling in the same environment.
Back-office operations
Operational workflows, approvals and day-to-day administration.
Reporting
Activity and management reporting drawn from one data set.
White-label brands
Several brands operated from the same platform and the same core.
External providers
Connections to selected external providers, integrated into the platform.
Crypto and fiat in one environment
SAMFCore provides a complete crypto-to-fiat and fiat-to-crypto solution, allowing a business to manage both traditional and digital-asset flows within the same platform.
- Crypto-to-fiat and fiat-to-crypto flows
- Traditional and digital-asset activity in one environment
- No need to run separate systems for fiat and crypto
- One data set across both sides of the business
Accounts, payments, cards
Digital assets, wallets
Both flows, one platform
Building a fiat and crypto business?
Review SAMFCore’s crypto-to-fiat capabilities, card infrastructure and provider model.
Considering a Mambu alternative? Read the balanced Mambu vs SAMFCore comparison for differences in core banking, crypto, source code and perpetual licensing. Security teams can also review customer-controlled deployment security.
Compare SAMFCore with other platforms
Compare SAMFCore, Crassula, SDK.finance, Velmie and Baseella by platform scope, source-code rights, public pricing and long-term operator economics.
Read the five-platform comparisonThe problems SAMFCore solves
The pressures financial-services businesses live with every day:
Fragmented systems
Separate tools for accounts, payments, cards, crypto and compliance are replaced by one environment.
Too many vendor dependencies
Fewer suppliers to integrate with, manage and depend on for day-to-day operations.
Recurring software costs
Perpetual licensing means subscription models are no longer the only option.
Limited customization
The platform can be adapted to your business, your brands and your processes.
Lack of control over critical technology
Source code and customer-controlled infrastructure keep critical technology in your hands.
Scaling across customers, brands and countries
Grow across customers, brands and countries without re-platforming each time.
Control that stays with you
SAMFCore can be licensed perpetually and shaped around your organisation:
- Perpetual software licence
- Optional full source code
- Customer-controlled infrastructure
- Independent maintenance options
- Use of the customer's own developers
The main benefits
What changes in practice when one platform replaces a patchwork of separate systems:
- 01
Faster launch
Instead of building banking, payments, crypto, compliance, back-office and reporting systems from scratch, you start with an existing platform.
- 02
Crypto and fiat in one system
You can support fiat-to-crypto and crypto-to-fiat activity without running separate, disconnected platforms.
- 03
Turn Regulatory Capability into an Operating Business
A regulated or licensed financial-services company also needs the technology required to onboard customers and operate its services.
- 04
White-label expansion
You can operate additional customer-facing brands under the same licensed financial-services business.
- 05
Provider flexibility
You can connect the banks, payment providers, KYC/KYB providers, card providers, custody providers and other external services you choose.
- 06
Lower vendor dependence
With a perpetual licence and optional full source code, you are not forced to rely indefinitely on one SaaS provider.
- 07
Control of the technology
You can run it on your own infrastructure and, with source code, use your own developers or third-party developers.
- 08
Scale without software penalties
Unlimited end customers and no SAMFCore transaction-volume licensing under the perpetual model.
- 09
International expansion
Territorial licensing can be expanded from one country to global use.
- 10
Long-Term Technology Value
A perpetual SAMFCore licence can form part of the company's long-term technology infrastructure and remain with the licensed entity in an ordinary change of ownership.
Build less. Control more.
SAMFCore helps a financial company avoid building everything from scratch while keeping much more control over the platform it depends on.
More Than Software Implementation
SAMFCore customers can separately engage Swiss AMF AG for legal, regulatory, AML, risk-control and operational implementation support.
Explore Swiss Regulatory & Launch Support →See how SAMFCore fits your business
Talk to Swiss AMF AG about your use case, your brands and the way you want to run your operation.
Want long-term control over your platform?
SAMFCore is available under perpetual licensing, with Full Source Code available through Perpetual + Full Source Code and Enterprise Global. Deploy on customer-controlled infrastructure and maintain the licensed deployment with your internal team or appointed developers.
Explore SAMFCore