Customer & Business Onboarding
- KYC / KYB
- Customer Profiles
- Corporate Accounts
- Document Management
SAMF Core
The Financial Infrastructure Behind Your Entire Business
Banking, payments, cards, crypto, compliance and operations — brought together in one institutional platform.
Perpetual licensing available
Full source-code option
Deploy on your infrastructure
Unlimited end customers
No per-user SAMF Core licence fees
Provider-independent architecture
Build on SAMF Core instead of assembling, integrating and maintaining a fragmented financial technology stack.
Platform architecture
One Platform. Not a Collection of Systems.
SAMF Core brings the core functions required to operate a modern financial business into a unified environment — reducing the need to assemble separate banking, payments, crypto, compliance, CRM and operational systems.
Unified operating layer
SAMF Core
Accounts & Ledger
- Multi-Currency Accounts
- Balances
- Internal Ledger
- Fees
- FX
- Transaction History
Payments
- Transfers
- Payment Processing
- Selected Banking-Provider Connections
- SEPA / International Payment Workflows
- Beneficiary Management
Cards
- Card Management
- Selected Issuing-Provider Connections
- Card Controls
- Transactions
Crypto & Digital Assets
- Crypto Wallets
- Digital Asset Transactions
- Exchange Functionality
- Selected Custody / Blockchain Connections
Compliance & Control
- AML Workflows
- Transaction Monitoring
- Compliance Reviews
- Risk Controls
- Audit Trail
Operations
- CRM
- Back Office
- User Management
- Roles & Permissions
- Reporting
- Administrative Controls
Customer-Selected Provider Layer
- API-Driven Integration Framework
- Banking Providers
- KYC/KYB Providers
- Payment Providers
- Card Providers
- Crypto / Custody Providers
- Third-Party Services
SAMF Core provides the software infrastructure and integration framework. Banking, payment, card, KYC/KYB, AML, custody, liquidity and other third-party service providers are selected and integrated as part of each customer deployment unless expressly stated otherwise.
Build strategy
Start With the Infrastructure Already Built
Financial businesses generally build a complete stack internally, assemble multiple vendors and maintain the integrations, or use SAMF Core as the underlying financial infrastructure.
Build internally
Design, develop and maintain an entire financial technology stack, provider layer and operational environment.
Assemble multiple vendors
Connect separate banking, payment, card, crypto, compliance and operational systems, then maintain the integrations.
Start with SAMF Core
Use existing financial infrastructure as the foundation, then configure, integrate and extend it around your business.
The SAMF Core foundation
Existing financial infrastructure
Unified operational environment
White-label capability
API-driven integration framework
Customer-controlled infrastructure options
Perpetual licensing available
Source-code option available
Freedom to change external providers
Ability to modify and extend under the applicable licence
Control without vendor lock-in
Your Infrastructure. Your Customers. Your Future.
SAMF Core is available under licensing models designed for institutions that want long-term control over critical financial infrastructure.
Perpetual Licensing
Long-term rights without an indefinite software subscription.
Source Code Available
Full source-code licensing for customers seeking maximum technical independence.
Your Infrastructure
Deploy within infrastructure controlled by your organisation or appointed infrastructure provider.
Provider Independence
Choose the banking, payment, card, KYC/KYB, AML, custody and other external providers appropriate to your deployment.
Maintenance Freedom
No mandatory Swiss AMF maintenance contract. Source-code customers may maintain SAMF Core internally or through their chosen development partner.
No Forced Upgrades
Perpetual usage rights do not depend upon continually purchasing new major SAMF Core versions.
Maintenance freedom
Choose Who Maintains Your Platform
SAMF Core does not require perpetual-license customers to enter into a mandatory ongoing Swiss AMF maintenance contract. Depending on the licence selected, customers may use Swiss AMF, their internal technology team or an appointed third-party development provider.
No mandatory Swiss AMF maintenance contract.
Perpetual Licence + Full Source Code: maintain SAMF Core internally, appoint your preferred development partner, or engage Swiss AMF separately.
The strongest independent maintenance and modification rights apply to the Full Source Code licence. A perpetual licence without source code does not carry the same development rights.
Swiss AMF updates, support, development work and implementation services are not automatically included and are contracted separately where required.
Perpetual licensing
No Forced Major-Version Upgrades
Perpetual-license customers may continue operating the SAMF Core version they have licensed without being required to purchase or migrate to a new major SAMF Core version merely to preserve their perpetual usage rights.
Continued operation may depend on customer infrastructure, security requirements, regulatory requirements and compatibility with third-party providers, APIs and technologies. New SAMF Core versions, updates and support may be subject to separate commercial terms.
Third-party development freedom
Use Your Own Development Team
Customers with a Full Source Code licence may allow their employees and appointed third-party developers to access and work on SAMF Core solely for the purpose of developing, maintaining and supporting that customer's licensed SAMF Core deployment.
This does not give the third-party developer any independent right to use, commercialise, sublicense, distribute or retain SAMF Core for unrelated purposes.
Full source code
- Internal developer access
- Appointed third-party developer access
- Independent maintenance
- Independent modification
- Independent development of the licensed deployment
Not included
- Resale rights
- Sublicensing rights
- Redistribution rights
- Independent use by the development provider
- Commercialisation of SAMF Core for unrelated third parties
Resale, sublicensing, redistribution and third-party BaaS/platform commercialisation require a separately negotiated commercial licence. Source-code access does not transfer ownership of SAMF Core intellectual property.
No penalty for growth.
Perpetual SAMF Core licences include unlimited end customers within the licensed business scope. There is no SAMF Core per-user licensing and no SAMF Core transaction-volume licensing.
Third-party infrastructure, hosting, banking, card, payment, KYC, blockchain, custody, processing and transaction charges may apply separately.
Platform capabilities
A Complete Enterprise Product Catalogue
SAMF Core combines customer-facing capabilities, financial operations, compliance controls and an API-driven framework for customer-selected providers in one configurable environment.
Product environment
See SAMF Core in Operation
Explore the operational environment used to manage customers, accounts, transactions, compliance, payments, digital assets and administration.
Market structure
Choose Infrastructure, Not Dependency
SAMF Core combines a unified platform with licence and deployment options designed for institutions that require more control.
| Capability | SAMF Core | Typical SaaS White-Label Platform | Traditional Core / Multiple-Vendor Stack |
|---|---|---|---|
| Unified financial platform | Unified SAMF Core environment | Often available | Usually separate systems |
| White-label capability | Included | Often available | Varies |
| Banking / payment functionality | Native workflows; selected providers connected per deployment | Often provider dependent | Usually separate |
| Cards | Native card management; selected provider connection | Varies | Usually separate |
| Crypto / digital assets | Native workflows; selected providers connected per deployment | Varies | Usually separate |
| Compliance workflows | SAMF Core-native workflows | Often available | Usually separate |
| Operational back office | Unified SAMF Core environment | Varies | Often separate |
| API / provider flexibility | Customer-selected providers / integration-ready | Often provider dependent | Multiple third-party dependencies |
| Customer-controlled deployment | Customer choice | Often provider hosted | Deployment flexibility varies |
| Perpetual licence available | Available | Perpetual rights uncommon | Varies |
| Full source-code option | Optional | Source code typically unavailable | Source-code rights vary |
| Unlimited end customers under perpetual licence | Unlimited within licensed scope | Subscription dependent | Varies |
| No transaction-volume SAMF Core licence fee | No SAMF Core volume-based licensing | Varies | Varies |
| Independent source-code modification when licensed | Available with source-code licence | Third-party modification typically unavailable | Source-code rights vary |
| Third-party developer access when source-code licensed | Included for the licensed deployment | Typically unavailable | Varies |
| Customer choice of maintenance provider | Customer choice | Usually vendor maintained | May require vendor maintenance |
| No mandatory vendor maintenance contract under perpetual licence | Included | Usually vendor maintained | May require vendor maintenance |
| No forced purchase of future major versions to preserve existing perpetual rights | Included | Upgrade path generally vendor controlled | Upgrade requirements vary |
| Broad territorial licensing options | One, five, fifteen or global | Territorial model varies | Varies |
| Global licence option | Available | Territorial model varies | Varies |
Capabilities, licensing structures and commercial models vary by provider. SAMF Core's provider-independent architecture enables customer choice; provider selection, contracting, configuration and connection form part of each deployment. This comparison illustrates common market structures and is not intended to describe every competing platform.
Perpetual licence value
Own the Long-Term Right, Not Another Subscription.
A perpetual SAMF Core licence gives your company permanent usage rights that remain with the licensed business. Instead of paying indefinitely simply to preserve access, the company invests in a long-term technology right that can remain part of the business—including through a future sale or change of control of the licensed entity, subject to the licence agreement.
Permanent Usage Rights
The licensed company retains the right to use SAMF Core within the agreed licence scope without needing to renew an annual SAMF Core software subscription.
Long-Term Technology Value
A perpetual software licence can form part of the company’s intangible technology assets, subject to the applicable accounting framework and accounting treatment.
Value Remains With the Business
The licence remains with the licensed legal entity through an ordinary change of ownership, subject to the definitive licence agreement.
Licensing
Choose How Much Control You Want
SAMF Core is not restricted to a single commercial model. Configure the licence around the level of control, deployment scope and technology rights your organisation requires.
Annual Licence
From CHF 80,000 / year
Recurring right to use SAMF Core for the annual licence term.
Includes
- SAMF Core platform licence
- One licensed legal entity
- Unlimited end customers within the licensed business scope
- No source-code access
Perpetual Licence
From CHF 275,000
Permanent contractual usage rights held by the licensed company, without an indefinite SAMF Core software subscription.
Includes
- Permanent SAMF Core usage rights within the licensed scope
- One licensed legal entity
- Unlimited end customers
- No SAMF Core transaction-volume licence fees
- Customer-controlled infrastructure
- Provider-independent architecture
- No mandatory Swiss AMF maintenance subscription
- No forced purchase of future major SAMF Core versions
- Full Source Code upgrade available
Independent modification of the proprietary SAMF Core source code requires the Full Source Code licence.
Perpetual + Full Source Code
From CHF 625,000
Permanent SAMF Core usage rights plus full source-code access give the licensed company maximum long-term control over its technology deployment.
Includes
- Permanent usage rights
- Full source-code access
- Independent modification rights
- Independent maintenance
- Third-party developer access
- No mandatory Swiss AMF maintenance contract
- No forced purchase of future major versions
- One licensed legal entity
- Unlimited end customers
- No SAMF Core transaction-volume licence fees
- Deploy on your chosen infrastructure
- Choose external providers appropriate to your deployment
- Maintain internally or through your chosen development partner
Not automatically included
- Resale
- Sublicensing
- Redistribution
- Third-party BaaS/platform commercialisation
These remain outside the standard package or require separately negotiated commercial terms.
SAMF Core Enterprise Global
CHF 695,000
Maximum standard SAMF Core rights for one legal entity.
Perpetual licence, full source code, global deployment and unlimited white-label brands in one enterprise package.
Includes
- Perpetual SAMF Core licence
- Full SAMF Core source code
- One licensed legal entity
- Global geographic rights
- Unlimited white-label brands
- Unlimited end customers
- No SAMF Core per-user licence fees
- No SAMF Core transaction-volume licence fees
- Customer-controlled deployment
- Provider-independent architecture
- Third-party developer access for the licensed deployment
- Independent modification rights within the licence scope
- Independent maintenance
- No mandatory Swiss AMF maintenance contract
- No forced purchase of future major SAMF Core versions
Additional legal entities are separately chargeable at CHF 50,000 per entity.
Not automatically included
- Additional legal entities
- Resale
- Sublicensing
- Redistribution
- Independent third-party SAMF Core usage
- Third-party BaaS/platform commercialisation
- Exclusivity
- Ownership of the underlying SAMF Core intellectual property
These remain outside the standard package or require separately negotiated commercial terms.
Final licence scope and commercial terms are subject to contract.
Licence configurator
Configure Your SAMF Core Licence
Select the rights your organisation needs and receive an immediate indicative licence price.
Choose the external providers appropriate to your deployment. SAMF Core provides the software infrastructure and integration framework; provider selection, contracting and connection are addressed separately unless expressly included in the proposal.
03 — Legal entities
One named legal entity is included. Each additional entity is CHF 50,000.
04 — End customers
Unlimited End Customers — Included FREE
Your SAMF Core licence does not become more expensive simply because your customer base grows.
Licence questions
What the Licence Means
The definitive licence agreement governs the precise rights, scope and obligations for each deployment.
Next step
You Do Not Need to Build the Infrastructure Again.
If SAMF Core already provides the foundation your institution needs, the next step is to determine the right deployment and licence structure.
Perpetual licensing. Source-code options. Unlimited end customers. Infrastructure you can build your business around.
Explore SAMF Core
Continue your journey through the platform.
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Overview
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Customization
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Licensing