SAMFCore
One platform for accounts, payments, cards, crypto and compliance — deployed on your infrastructure and connected to the providers you choose.
Built for crypto banks, EMIs, fintechs, payment companies, BaaS providers, digital-asset businesses and entrepreneurs serving individual and corporate customers.
Deploy on infrastructure you control, with provider-independent architecture, perpetual licensing and Full Source Code options for greater long-term independence.
Why SAMFCore
Control more of the technology, keep more of the economics and run more of the business from one platform, with long-term control over how SAMFCore is licensed, deployed, maintained and developed.
Long-Term Control
Secure permanent contractual usage rights to SAMFCore without depending on an indefinite recurring software subscription simply to continue using your platform.
Permanent usage rights · Customer-controlled deployment
Learn moreUnder qualifying licences, inspect, maintain, modify and further develop your licensed SAMFCore deployment using your own technical team or appointed developers.
Control your development roadmap · Independent maintenance
Learn moreCommercial economics
Grow customer numbers and transaction volume without increasing SAMFCore software licence charges based on usage or giving SAMFCore a percentage of transaction revenue.
SAMFCore has been deployed in live financial-services environments since 2021. Development began in 2018 and remains active today.
An independent Swiss legal opinion addresses SAMFCore’s legal foundation, Swiss AMF’s IP ownership and commercialisation rights, perpetual and Full Source Code licensing, customer-controlled deployment, provider independence and data portability.
Available to qualified prospective buyers during advanced due diligence, subject to confidentiality.
Core Operating Capabilities
SAMFCore brings the accounts, fiat and digital assets, compliance, provider integrations, cards and operational workflows needed to support a modern financial-services business.
Built-in customer accounts and an internal transaction ledger are designed to preserve transaction and balance integrity across debits, credits, balance movements and complete transaction histories, with consistent balance updates, traceable records, internal transfers, supported reversals and provider reconciliation.
Learn moreMulti-currency fiat and digital assets operate in one environment, with multiple fiat-to-crypto and crypto-to-fiat pathways—including exchange, buying and selling crypto, funding cards and accounts, fiat wallets, transfers between internal customer accounts, and withdrawals to external bank accounts through integrated providers
Learn moreKYC/KYB onboarding, AML workflows, transaction monitoring, customer and country risk scoring, case management, role-based permissions and audit trails—all built into daily operations.
Learn moreConnect banking, payment, card, custody, crypto liquidity, and compliance providers through APIs, supplement or replace integrations as your needs evolve, and operate SAMFCore alongside existing core banking systems where required.
Learn morePhysical and virtual card ordering, activation, PIN/ePIN, freeze and unfreeze, top-ups and card transaction visibility, connected to your chosen issuing provider.
Learn moreMove customers, balances and transaction histories to SAMFCore in validated stages instead of one all-at-once cutover. Included with Enterprise Global.
Learn moreBanking, payment, custody, liquidity, card-issuing and screening services come from the providers selected for each deployment. Integration changes and migration scope depend on the implementation agreed for each deployment; Progressive Cutover Migration is included with Enterprise Global within the agreed implementation scope.
Implementation & Ongoing Support
SAMFCore can be operated and maintained by your own team, but Swiss AMF can also provide the technical resources needed to integrate providers, support the platform and coordinate post-sale security and compliance work.
Maintain your independence without having to build every technical capability in-house.
Our development team can manage the complete provider-integration process—from technical scoping and API mapping through development, configuration, sandbox testing, reconciliation and production go-live.
Banking, payment, card, custody, liquidity, KYC/KYB, AML, compliance and other service providers can be integrated where suitable APIs, documentation and technical access are available.
One technical team from integration design through go-live.
Subject to API availability, technical compatibility, provider cooperation, credentials, testing, commercial arrangements and regulatory requirements. Additional integration work is scoped and priced separately.
Learn moreAfter launch, Swiss AMF can continue as your technical partner for ongoing maintenance, troubleshooting, software updates, infrastructure and deployment support, provider changes, additional integrations and further platform development.
Support is optional under applicable perpetual licensing structures—you retain the freedom to use your own technical team while having Swiss AMF available when you need us.
Independent when you want to be. Supported when you need it.
Support, maintenance, hosting and development are provided under separate commercial terms where applicable.
Learn moreAfter purchase, Swiss AMF can coordinate and support security, privacy, compliance and independent assurance work for your SAMFCore deployment, helping customers prepare the deployed environment for the standards and compliance programmes relevant to their business model.
Available services can include ISO/IEC 27001, ISO/IEC 27701, VAPT, SOC 2 Type II, PCI DSS where applicable, and GDPR/CCPA compliance programmes. Services may be commissioned individually or undertaken in parallel.
Optional post-sale service · Target implementation programme approximately 90 days
Timing depends on the agreed scope, customer readiness, remediation requirements and the procedures and availability of any independent auditor or certification body.
Learn moreIndicative pricing. Final scope, deliverables, independent third-party costs and timing are confirmed in the applicable engagement documentation.
Target implementation and compliance programme: approximately 90 days. Multiple workstreams may be undertaken in parallel. Actual completion timing depends on scope, remediation needs, customer readiness and third-party auditor/certification-body processes.
PCI DSS includes vulnerability and penetration-testing requirements for applicable in-scope environments.
ISO/IEC 27001 and ISO/IEC 27701 certificates are issued by independent certification bodies, SOC 2 Type II reports by independent auditors; Swiss AMF coordinates and supports this work but does not issue certificates, and no certification outcome is guaranteed. GDPR and CCPA are compliance programmes, not certifications.
You do not have to choose between long-term independence and hands-on technical support.
Operate SAMFCore with your own team, use Swiss AMF for specific projects, or engage us as an ongoing technical partner—the choice remains yours.
Customisation is part of the deal. SAMFCore can be configured for your brands, products, workflows and customer journeys, and under the rights in your agreed licence the software can be modified and further developed—by your own team or independent developers, or by Swiss AMF's developers, quoted separately.
See SAMFCore customizationsEnterprise Global: Every Control Option in One Licence
Tell us what you want to launch, the providers you need and the functionality, integration, support or compliance requirements involved. We’ll show you what SAMFCore already provides, what can be configured and what additional services may be appropriate.
Product interface
See the customer-facing SAMFCore experience across accounts, transactions, cards, crypto and settings.
English narration · Customer & administration panels · Actual product screenshots · Tech Innovation soundtrack.
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Customer-facing account experience across balances, transactions, currencies, crypto, IBAN accounts and cards.
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Transaction operations, statements and payment workflows in one environment.
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User, fee, security, support and account settings available from the same platform.
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A selection of administrator pages for operations, profiles, compliance, communication, accounting and system settings. Many more administration pages are available than shown here.
Start with a ready-built, modular financial-services software platform instead of developing accounts, payments, cards, digital assets, compliance workflows and back-office functionality from scratch.
Where the required configuration and provider connections are already available, a branded SAMFCore deployment can be established in days.
Explore Your Neobank Platform LaunchProvider-independent architecture
SAMFCore runs on infrastructure you control and connects to the external providers selected for each deployment, so your provider strategy stays in your hands.
SAMFCore
The operating infrastructure connecting the financial business together
Customer-selected external providers
SAMFCore provides the software infrastructure and integration framework. Banking, payment, card, KYC/KYB, AML, custody, liquidity and other third-party service providers are selected and integrated as part of each customer deployment.
Licensing
Show Pricing in:
Prices are listed in EUR. CHF, USD and GBP amounts are indicative conversions based on the latest available ECB reference rates. Final contractual pricing is confirmed in the applicable licence agreement. Payment can be made in EUR, CHF, USD or GBP.
Annual Licence
€80,000 / year
Pay for a continuing right to use SAMFCore during the annual licence term.
Explore licensingPerpetual Licence
€325,000 one-time
Permanent SAMFCore usage rights within the licensed scope, without an indefinite SAMFCore software subscription.
Configure perpetual licencePerpetual + Full Source Code
From €620,000
Permanent usage rights plus full source code for maximum technical independence.
Configure source-code licenceEnterprise Global
€790,000
Progressive Cutover Migration Included
Perpetual licence, full source code and global geographic rights for one licensed legal entity.
Configure Enterprise GlobalSAMFCore does not charge for your customers' transactions or take a percentage of your transaction revenue. As transaction volumes grow, your SAMFCore software licence cost does not increase because your customers transact more.
Applies across all SAMFCore licensing models. Third-party provider and infrastructure fees are separate.
Acquire a ready-built financial-services platform instead of funding a multi-year development programme.
Included within the agreed implementation scope: migration planning, data-migration support, provider-retention analysis, integration transition, staged user migration and final cutover support.
Exceptional third-party charges, proprietary data-extraction fees or material custom development outside the agreed migration scope are quoted separately.
Compare SAMFCore, Crassula, SDK.finance, Velmie and Baseella by platform scope, source-code rights, public pricing and long-term operator economics.
Read the five-platform comparisonContext
SAMFCore is offered by Swiss AMF AG from Zug, Switzerland, combining financial-services, regulatory and operational experience with a unified fintech technology proposition. Our developers are your developers: after go-live, the same team stays available for maintenance, customization and new development, quoted per engagement at agreed rates.
CustomizationSwiss company
Zug, Switzerland
Financial-services focus
Fintech + regulatory experience
Perpetual & source-code licensing
Buyer resources
You've seen the platform, licensing model, deployment approach and migration options. Schedule a call to discuss your requirements and see a demonstration.
Schedule a CallExplore on Your Own Schedule
Prefer self-directed evaluation? Request sandbox access to review the customer and administration experience yourself.
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Explore SAMFCore
