SAMFCoreby Swiss AMF AGSAMFCore home

SAMFCore

All-in-One Banking, Payments, Cards & Crypto Software Platform

One platform for accounts, payments, cards, crypto and compliance — deployed on your infrastructure and connected to the providers you choose.

Built for crypto banks, EMIs, fintechs, payment companies, BaaS providers, digital-asset businesses and entrepreneurs serving individual and corporate customers.

  • Bank Accounts & Transactions
  • Payments
  • Crypto & Digital Assets
  • Cards & Card Management
  • Instant Money Transfers
  • Multi-Currency Exchange
  • Bulk Payments
  • Fiat-to-Crypto On/Off-Ramps
  • KYC / KYB Onboarding
  • AML & Compliance
  • Transaction Monitoring
  • Customer Account & Balance Management
  • CRM & Back Office
  • Reporting & Audit Trails
  • Affiliate Referrals
  • APIs & Integrations

Deploy on infrastructure you control, with provider-independent architecture, perpetual licensing and Full Source Code options for greater long-term independence.

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Why SAMFCore

A Powerful, Comprehensive Financial-Services Software Platform —
Without Giving Up Long-Term Control.

Control more of the technology, keep more of the economics and run more of the business from one platform, with long-term control over how SAMFCore is licensed, deployed, maintained and developed.

Long-Term Control

Perpetual Software Licensing

Secure permanent contractual usage rights to SAMFCore without depending on an indefinite recurring software subscription simply to continue using your platform.

Permanent usage rights · Customer-controlled deployment

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Full Source Code Available

Under qualifying licences, inspect, maintain, modify and further develop your licensed SAMFCore deployment using your own technical team or appointed developers.

Control your development roadmap · Independent maintenance

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Commercial economics

No Per-Transaction Fees. No Revenue Share.

  • Unlimited End CustomersWithin the licensed scope
  • Customer-Controlled DeploymentPrivate cloud or on-premise
  • No Licence Fees Tied to UsageAcross all licensing models

Grow customer numbers and transaction volume without increasing SAMFCore software licence charges based on usage or giving SAMFCore a percentage of transaction revenue.

In Operational Use Since 2021

SAMFCore has been deployed in live financial-services environments since 2021. Development began in 2018 and remains active today.

Independent Swiss Legal Opinion

An independent Swiss legal opinion addresses SAMFCore’s legal foundation, Swiss AMF’s IP ownership and commercialisation rights, perpetual and Full Source Code licensing, customer-controlled deployment, provider independence and data portability.

Available to qualified prospective buyers during advanced due diligence, subject to confidentiality.

Core Operating Capabilities

And You Are Not Trading Control for Functionality

SAMFCore brings the accounts, fiat and digital assets, compliance, provider integrations, cards and operational workflows needed to support a modern financial-services business.

01

Accounts, Balances & Transaction Ledger

Built-in customer accounts and an internal transaction ledger are designed to preserve transaction and balance integrity across debits, credits, balance movements and complete transaction histories, with consistent balance updates, traceable records, internal transfers, supported reversals and provider reconciliation.

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02

Fiat & Digital Assets Together

Multi-currency fiat and digital assets operate in one environment, with multiple fiat-to-crypto and crypto-to-fiat pathways—including exchange, buying and selling crypto, funding cards and accounts, fiat wallets, transfers between internal customer accounts, and withdrawals to external bank accounts through integrated providers

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03

Compliance Built Into Operations

KYC/KYB onboarding, AML workflows, transaction monitoring, customer and country risk scoring, case management, role-based permissions and audit trails—all built into daily operations.

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04

Freedom to Choose Your Providers

Connect banking, payment, card, custody, crypto liquidity, and compliance providers through APIs, supplement or replace integrations as your needs evolve, and operate SAMFCore alongside existing core banking systems where required.

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05

Physical & Virtual Card Workflows

Physical and virtual card ordering, activation, PIN/ePIN, freeze and unfreeze, top-ups and card transaction visibility, connected to your chosen issuing provider.

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06

Progressive Cutover Migration

Move customers, balances and transaction histories to SAMFCore in validated stages instead of one all-at-once cutover. Included with Enterprise Global.

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Banking, payment, custody, liquidity, card-issuing and screening services come from the providers selected for each deployment. Integration changes and migration scope depend on the implementation agreed for each deployment; Progressive Cutover Migration is included with Enterprise Global within the agreed implementation scope.

Enterprise Global: Every Control Option in One Licence

See Whether SAMFCore Fits Your Business

Tell us what you want to launch, the providers you need and the functionality you require. We’ll show you what SAMFCore already provides, what can be configured and what would require integration or additional development.

Product interface

Explore the User & Admin Panel

See the customer-facing SAMFCore experience across accounts, transactions, cards, crypto and settings.

SAMFCore — Banking, Payments, Cards & Crypto Software Platform

1:38 · Narrated product film · English subtitles

English narration · Customer & administration panels · Actual product screenshots · Tech Innovation soundtrack.

01

Main User Experience

Customer-facing account experience across balances, transactions, currencies, crypto, IBAN accounts and cards.

Overview & Transactions
Currencies & Crypto
IBAN Accounts & Cards

02

Transactions & Payments

Transaction operations, statements and payment workflows in one environment.

Transaction History
Account Statement
Bulk Payments

03

Settings & Account Controls

User, fee, security, support and account settings available from the same platform.

Profile
Invite
Documents
Users
Fees
Affiliate
Support
Notifications
Security

04

Administration Panel

A selection of administrator pages for operations, profiles, compliance, communication, accounting and system settings. Many more administration pages are available than shown here.

Operations Dashboard
Identity Profiles
Accounts
Risk-Level Fees Import / Export
Profiles Bulk Actions
Transaction Monitoring
AML Document Requests
AML Document Types
Notifications
Fee Summary
Fee Settings
Countries Risk Score

Launch Your Neobank Platform in Days, Not Months

Start with a ready-built, modular financial-services software platform instead of developing accounts, payments, cards, digital assets, compliance workflows and back-office functionality from scratch.

Where the required configuration and provider connections are already available, a branded SAMFCore deployment can be established in days.

Explore Your Neobank Platform Launch

Provider-independent architecture

One Platform. Your Infrastructure. Your Providers.

SAMFCore runs on infrastructure you control and connects to the external providers selected for each deployment, so your provider strategy stays in your hands.

SAMFCore

The operating infrastructure connecting the financial business together

  • Customers (individual and corporate)
  • Onboarding & KYC/KYB
  • Accounts, Balances & Transactions
  • Payments
  • Instant Money Transfer
  • Multicurrency Exchange
  • Cards
  • Crypto & Digital Assets
  • Compliance & Transaction Control
  • CRM & Back Office
  • Reporting & Administration

Customer-selected external providers

  • Banking providers
  • Card providers
  • KYC / AML providers
  • Custody providers
  • Payment providers
  • Liquidity / digital-asset providers
  • Third-party APIs

SAMFCore provides the software infrastructure and integration framework. Banking, payment, card, KYC/KYB, AML, custody, liquidity and other third-party service providers are selected and integrated as part of each customer deployment.

Licensing

Choose How Much Control You Want.

Show Pricing in:

Prices are listed in EUR. CHF, USD and GBP amounts are indicative conversions based on the latest available ECB reference rates. Final contractual pricing is confirmed in the applicable licence agreement. Payment can be made in EUR, CHF, USD or GBP.

Annual Licence

€80,000 / year

Pay for a continuing right to use SAMFCore during the annual licence term.

Explore licensing
Most popular

Perpetual Licence

€325,000 one-time

Permanent SAMFCore usage rights within the licensed scope, without an indefinite SAMFCore software subscription.

Configure perpetual licence

Perpetual + Full Source Code

From €620,000

Permanent usage rights plus full source code for maximum technical independence.

Configure source-code licence

Enterprise Global

€790,000

Progressive Cutover Migration Included

Perpetual licence, full source code and global geographic rights for one licensed legal entity.

Configure Enterprise Global

No Per-Transaction Fees. No Revenue Share.

SAMFCore does not charge for your customers' transactions or take a percentage of your transaction revenue. As transaction volumes grow, your SAMFCore software licence cost does not increase because your customers transact more.

Applies across all SAMFCore licensing models. Third-party provider and infrastructure fees are separate.

Accelerate Time to Market

Acquire a ready-built financial-services platform instead of funding a multi-year development programme.

Not sure which licence fits your business?

Schedule a Call
Enterprise Global

Progressive Cutover Migration Included

Included within the agreed implementation scope: migration planning, data-migration support, provider-retention analysis, integration transition, staged user migration and final cutover support.

Exceptional third-party charges, proprietary data-extraction fees or material custom development outside the agreed migration scope are quoted separately.

Compare SAMFCore with other platforms

Compare SAMFCore, Crassula, SDK.finance, Velmie and Baseella by platform scope, source-code rights, public pricing and long-term operator economics.

Read the five-platform comparison

Context

Financial Technology With Financial-Services Context.

SAMFCore is offered by Swiss AMF AG from Zug, Switzerland, combining financial-services, regulatory and operational experience with a unified fintech technology proposition. Our developers are your developers: after go-live, the same team stays available for maintenance, customization and new development, quoted per engagement at agreed rates.

Customization

Swiss company

Zug, Switzerland

Financial-services focus

Fintech + regulatory experience

Perpetual & source-code licensing

Buyer resources

Review SAMFCore before your decision

Ready to Discuss SAMFCore?

You've seen the platform, licensing model, deployment approach and migration options. Schedule a call to discuss your requirements and see a demonstration.

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Explore on Your Own Schedule

Request Sandbox Access

Prefer self-directed evaluation? Request sandbox access to review the customer and administration experience yourself.

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