For businesses already operating financial-services software

Switch to SAMFCore from Your Existing Financial Platform

Replace fragmented or restrictive financial-services software with a mature platform covering accounts, payments, cards, digital assets, compliance and administration.

SAMFCore provides a structured migration path for businesses replacing an existing banking, fintech, payments or digital-asset platform.

Already running another platform?

Why Businesses Consider a Banking Software Alternative

Most platform migrations start with the same pressures. SAMFCore is designed to address them directly.

Common Reasons Businesses Consider Switching

  • Rising recurring software costs
  • Limited provider choice
  • Vendor lock-in
  • Fragmented fiat and crypto systems
  • Restricted infrastructure control
  • Limited source-code access
  • Difficulty supporting multiple brands
  • Growing operational complexity

What SAMFCore Changes

  • Annual or perpetual licensing
  • Customer-selected providers
  • Customer-controlled deployment
  • Fiat and digital assets in one environment
  • White-label and multi-brand support
  • APIs and integrations
  • Separate full-source-code licensing option
  • Broad back-office functionality

Scope

What Can Move to SAMFCore?

A fintech platform migration can cover some or all of these functional areas, depending on the deployment.

Accounts & Payments

Multi-currency accounts, IBAN workflows, deposits, withdrawals and transfers.

Platform overview

Cards

Physical and virtual card workflows, activation, PIN/ePIN, freeze/unfreeze and top-ups.

Card issuing platform

Digital Assets

Crypto balances, wallet/account workflows, fiat/crypto exchange and digital-asset administration.

Crypto & digital assets

Compliance

AML cases, transaction review, screening workflows, risk controls and audit trails.

Security & compliance

Process

How Core Banking Migration Works

A structured, five-step approach to replacing a banking platform with SAMFCore.

  1. 1

    Current Platform Assessment

    Review the existing platform’s functionality, data, providers, integrations and authentication environment.

  2. 2

    Migration Architecture

    Determine the appropriate migration model, including direct cutover, staged migration or progressive cutover.

  3. 3

    Data & Integration Preparation

    Configure SAMFCore and prepare the migration or synchronization of required customer accounts, balances, historical data, transaction records and integrations.

  4. 4

    Progressive User Transition

    Where technically appropriate, move selected users or user groups to SAMFCore while the remaining customer base continues operating on the legacy platform.

  5. 5

    Final Cutover

    Complete the transition after the new environment has been validated and the remaining users are ready to migrate.

Depending on the source system and available export or API access, migration planning can cover customer records, account data, balances, transaction history, KYC/KYB information, documents and other operational data required for the new deployment, where technically feasible.

Migration scope, timing, data-transfer requirements, authentication continuity and parallel-operation options depend on the customer’s existing platform, provider stack, data structure and technical environment.

Migration method

Progressive Cutover Migration

Move users gradually instead of migrating the entire business at once.

SAMFCore migrations can be designed around a progressive cutover approach where technically suitable.

Instead of moving the entire customer base in a single migration event, the existing platform can remain operational while selected users are transitioned to the new SAMFCore environment in controlled stages.

Customer accounts, balances, historical data, transaction records and other required information can be migrated or synchronized according to the agreed migration architecture before individual users are moved.

Where the existing authentication environment permits it, users may be able to retain their existing login credentials during the transition.

Once a user is migrated, the login and routing flow can direct that user to the new SAMFCore environment, while users who have not yet migrated continue operating on the legacy platform.

This creates a bridge between the legacy platform and SAMFCore, allowing the migration to be completed progressively rather than requiring a single large-scale shutdown and cutover. Integration design is covered in our API & integration architecture.

Legacy Platform

Existing users · Existing data · Existing providers

Migration & Synchronization Layer

Account dataBalancesTransactionsCustomer recordsAuthentication / routingIntegrations

Users not yet migrated

→ Continue using legacy platform

Migrated users

→ SAMFCore

  1. Controlled batches
  2. Monitoring
  3. Final cutover
Conceptual illustration. The synchronization approach is designed for each migration and depends on the legacy system.

Why Use a Progressive Cutover?

Reduce Business Disruption

Keep the existing platform operational while migration progresses.

Move in Controlled Batches

Transition selected users or groups rather than the full customer base at once.

Validate Before Scaling

Monitor the new environment before expanding the migration.

Support Parallel Operation

Where technically feasible, legacy and SAMFCore environments can operate during the transition period.

Reduce Cutover Risk

Avoid relying solely on a single all-at-once migration event.

Maintain Customer Continuity

Where the existing system permits, authentication and user access can be designed to remain familiar during the transition.

Discuss Your Migration Architecture

Providers

Changing Software Does Not Necessarily Mean Changing Every Provider

SAMFCore is designed to work with customer-selected external providers. Where technically and commercially practical, a migration may allow existing banking, payment, card, KYC/KYB, AML, custody, liquidity or exchange providers to remain part of the new deployment.

BankingPaymentsCardsKYC/KYBAML & ScreeningCustodyLiquidityExchanges

Provider retention is subject to assessment of each provider’s integration options and commercial terms.

Explore API & Integrations

For qualified projects

Platform Migration Programme

Qualified businesses replacing an existing financial-services software platform may be eligible for a SAMFCore migration incentive.

For qualified projects, some or all of the migration work may be included as part of the SAMFCore commercial proposal. This can include migration planning, data-migration support, provider-retention analysis, integration work and staged or progressive cutover, depending on the existing platform and project scope, subject to technical assessment.

Depending on the project, available support may include:

  • Licence discounts
  • Implementation credits
  • Transition support

If you are still under contract with your current provider, ask us about available transition options.

Migration support can also include planning for staged or progressive cutover where the existing platform architecture allows it.

Request Migration Terms

Compare

Evaluating an Alternative to Your Current Platform?

Mambu vs SAMFCore

A fair comparison of cloud SaaS core banking and self-hosted, perpetually licensed SAMFCore.

Read the Mambu comparison

Long-term control

Ownership and Long-Term Control After You Switch

Replacing a banking platform is also a chance to change the ownership model behind it.

  • Perpetual licence option
  • Customer-controlled deployment
  • Provider flexibility
  • Separate full-source-code licensing option
  • No mandatory SAMFCore maintenance relationship under applicable perpetual terms
  • Own-brand deployment

See what is included in a SAMFCore perpetual software licence, or review the five-year TCO briefing for CFOs.

Explore Perpetual Licensing

FAQ

Switching Platforms: Common Questions

Can we keep our existing banking or payment providers?

Potentially. Where technically and commercially suitable, existing providers may be retained. Integration scope is reviewed during migration planning.

Can SAMFCore replace only part of our current stack?

Yes, depending on the deployment. SAMFCore is modular and can be configured around the required functionality.

Can customer data be migrated?

Data-migration requirements depend on the existing platform, available export formats, data quality and regulatory constraints. These requirements are assessed before implementation.

Do we have to migrate everything at once?

Not necessarily. Depending on the existing platform and technical architecture, the migration may use staged migration, parallel operation or progressive cutover rather than a single all-at-once transition.

Can we migrate users gradually instead of moving everyone at once?

Yes, where the existing platform and migration architecture permit it. A SAMFCore migration can be designed around a progressive cutover model in which selected users are moved in stages while the remaining users continue operating on the legacy platform until their migration is complete.

Is there a discount for switching platforms?

Qualified platform-replacement projects may be eligible for migration incentives, implementation credits or licence discounts.

Can we use our own developers?

Depending on the applicable licence and implementation model, customers may use their own technical team or appointed contractors to support their licensed deployment.

Considering Replacing Your Current Platform?

We can review your existing system, identify functional gaps and prepare a migration approach before you make a licensing decision.