SAMF Core

SAMF Core

Enterprise Platform Architecture

Built for scalability, flexibility, security, and long-term evolution.

A modular, API-first architecture that separates customer interfaces, operational control, core business services, and third-party integrations into independent layers that can evolve without disrupting the platform.

Client Access
Web
Mobile
APIs
Operational Control
CRM
Admin
Workflows
Reporting
Core Platform
Financial
Customer
Compliance
Monitoring
External Providers
Banking
Payments
Cards
Crypto
KYC
↕ API-First Interfaces Between Every Layer ↕

01 — Modular by Design

Independent services, not a single monolithic application.

The platform is composed of independent functional services that can be developed, deployed and scaled on their own — giving operators the flexibility a modern financial business demands.

Onboarding
KYC
CRM
Wallets
Payments
Cards
Compliance
Reporting
Admin
Independent Services
Easier maintenance
Isolated services can be updated without touching the rest of the platform.
Independent scaling
Scale each service to match its own load profile.
Faster development
Teams ship in parallel without stepping on each other.
Reduced operational risk
Failure in one service does not cascade across the platform.
Easier upgrades
Roll out changes service by service — no big-bang releases.

02 — Layered Enterprise Architecture

Four independent layers, each replaceable and scalable.

Customer interfaces, operational control, core business services and external providers evolve independently — no layer is bound to the implementation of another.

Layer 01

Client Access

Web
Mobile
APIs

Layer 02

Operational Control

CRM
Administration
Workflows
Reporting
Permissions

Layer 03

Core Platform

Financial processing
Customer management
Compliance
Monitoring
Reporting

Layer 04

External Providers

Banking
Payments
Cards
Crypto
Identity verification
Compliance

Each layer is independently replaceable and scalable — swap a provider, extend an interface, or scale a service without re-architecting the platform.

03 — API-First Platform

Every major capability is exposed through APIs.

Organizations use the same APIs we do — to build custom frontends, integrate existing systems, connect preferred providers, and extend functionality.

  • Build custom frontends
  • Integrate existing systems
  • Connect preferred providers
  • Extend functionality
Swiss AMF
Platform APIs
Custom frontends
Core banking
Payment rails
Card issuing
KYC providers
Internal systems

04 — Replaceable Integrations

No financial provider is hard-coded into the platform.

Organizations choose the providers that match their license, jurisdiction and commercials. Changing a provider does not require rebuilding the platform.

Banking provider
Swap without re-platforming
Payment provider
Swap without re-platforming
Card issuer
Swap without re-platforming
Crypto custody
Swap without re-platforming
KYC provider
Swap without re-platforming
Compliance provider
Swap without re-platforming

05 — Enterprise Security

Security engineered into every layer.

Access, identity, cryptography, cloud infrastructure and audit are treated as first-class platform concerns — not bolt-on features.

Explore Security
Role-based access control
Multi-factor authentication
Audit logging
Encryption
Azure cloud
Secure APIs
Permission management

06 — Built for Scale

Grow across jurisdictions, brands and products.

The architecture is designed to expand horizontally — no redesign required as your business grows.

  • Multiple jurisdictions
  • Multiple brands
  • Multiple products
  • Large transaction volumes
  • Growing customer bases
SAMF CoreJurisdictions🇨🇭 Switzerland🇪🇺 European Union🇦🇪 UAE🇬🇧 United Kingdom+ Additional MarketsExpand into new jurisdictionswithout rebuilding the platform.BrandsBrand ABrand BBrand CBrand DOperate multiple brandsfrom a single enterprise platform.ProductsCrypto AccountsPaymentsCardsWallets+ Future ProductsLaunch new financial productson the same core platform.Scale100 Customers10,000 Customers100,000 Customers1,000,000+ CustomersDesigned to grow as your customer baseand transaction volumes increase.🌍Multi-JurisdictionOperate across multipleregulatory environments.🏢Multi-BrandSupport multiple businessesfrom one platform.📦Multi-ProductExpand services withoutredesigning the platform.📈Enterprise ScaleBuilt for long-term growth andincreasing transaction volumes.

07 — Operational Independence

Flexibility over lock-in.

Choose how the platform is delivered, extended and supported — without being tied to a single provider ecosystem.

Enterprise deployment

Managed or self-hosted deployment under enterprise custom terms.

Perpetual licensing

Own the software outright and deploy on your terms.

Optional development services

Extend the platform with dedicated Swiss engineers.

Optional maintenance

Choose the level of ongoing support that fits your team.

08 — Architecture Principles

The values that shape every decision.

Modular Services
API First
Enterprise Security
Replaceable Providers
Role-Based Access
Audit Logging
Scalable Design
Future Ready

Ready for a deeper technical conversation?

Meet our engineering team to review the architecture in detail and map it to your requirements.

Want long-term control over your platform?

SAMF Core is available under a bespoke Enterprise Perpetual Software License, deployed under your control, with source-code access available by agreement.

Explore SAMF Core perpetual licensing

Explore SAMF Core

Continue your journey through the platform.

  1. 01

    Overview

  2. 02

    Features

  3. 03

    Architecture

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  4. 04

    Integrations

  5. 05

    Customization

  6. 06

    Security

  7. 07

    Licensing